In its third year of operations, “Wio Bank” reported revenues amounting to 1.245 billion dirhams, marking a significant annual increase of 55%, while its net profit reached 622 million dirhams, up by 57%.
The bank’s balance sheet stood at 61 billion dirhams as of December 31, 2025, reflecting a substantial year-on-year growth of 64%. Customer deposits exceeded 57 billion dirhams, with a growth rate of 66%.
The bank highlighted that these results demonstrate the robustness of its business model and increased customer confidence, supported by its strategic shareholders, including “ADQ Holding”, “Alpha Dhabi Holding”, “E&”, and First Abu Dhabi Bank.
Loan activities experienced remarkable growth, driven by demand for supply chain financing solutions and term loans, alongside an expansion of credit facilities tailored for small and medium-sized enterprises.
Chairman Mansour Mulla stated that these impressive results reaffirm the bank’s commitment to enabling the digital economy in the UAE, and supporting the aspirations of individuals, businesses, and communities across the nation. The growth of “Wio” reflects the level of trust it has earned, as an increasing number of customers select it as their primary banking partner.
Throughout 2025, Wio Bank maintained its focus on the business sector, providing over 1 billion dirhams in financing through its fully digital supply chain financing platform in that year alone.
Thus, Wio Bank has become the primary banking partner for more than 120,000 companies, driven by its emphasis on seamless financial management solutions and credit growth tools.
The “Wio for Individuals” service also saw robust expansion, with over 270,000 individuals choosing Wio as their main bank. Furthermore, families became a key focus of the bank’s strategy in 2025.
In the last quarter of the year, Wio Bank launched “Wio for Families”, and within just three months of its introduction, over 10,000 families adopted it as their primary platform for managing and enhancing their financial resources.
Wio Bank affirmed its commitment to capitalizing on the opportunities presented in 2026, and is actively working on developing Sharia-compliant banking services to be launched in 2026, pending regulatory approvals.
The bank is also focused on enhancing its artificial intelligence capabilities to deliver more personalized tools and experiences for its customers.