Sharjah Bank has reported its financial results for the fiscal year ending December 31, 2025, showcasing exceptional financial performance that builds on the positive momentum the bank gained following the successful implementation of its strategic transformation plan in 2024.
The bank recorded a net profit of 729 million AED, representing an increase of 89% compared to 385 million AED in 2024. Additionally, pre-tax profit surged by 93% to reach 803 million AED, driven by robust growth in revenue and disciplined execution of the strategy across its core banking activities.
Operating income climbed by 61% to 1.1 billion AED, while net interest income rose by 58%, amounting to 678 million AED. Non-interest revenue also increased by 57% to 469 million AED, supported by exceptional operational activities. On the other hand, operating expenses remained well-managed at 294 million AED, reflecting ongoing discipline in cost management.
The bank continued to achieve balanced growth in its balance sheet, with total assets increasing to 48.4 billion AED, an 11% rise. Net loans and advances grew by 25% to 30.4 billion AED, and customer deposits rose by 6% to reach 31.5 billion AED. Additionally, total equity strengthened, reaching 4.6 billion AED, up by 21%.
Key Milestone
Sheikh Mohammed bin Saud Al Qasimi, Chairman of Sharjah Bank, stated: “The results for the year 2025 mark a new pivotal stage in the ongoing transformation journey of the bank. Based on the qualitative achievements of 2024, our performance reflects the success of our efforts to diversify income sources while maintaining a prudent and disciplined approach to risk management.”
He added: “Looking ahead, the board remains committed to fostering balanced and sustainable growth, upholding the highest standards of governance, and actively contributing to the economic development of the UAE. We are confident in the bank’s ability to continue delivering strong results and providing long-term value.”
Sustainable Results
Mohammed Khudairi, CEO of Sharjah Bank, remarked: “The outstanding performance of the bank in 2025 reflects the diligent efforts of our teams across various sectors of the organization. Achieving nearly double the profits of the previous year confirms that our strategic repositioning is yielding tangible and sustainable financial results. Last year, our focus was on solidifying the bank’s core foundations, enhancing operational efficiency, and building a scalable institutional platform that supports long-term sustainable growth.”
He further stated: “As we enter 2026, our priorities remain centered on accelerating growth in lending activities and capital markets, elevating the customer experience to new heights, and continuing to provide sustainable long-term value to our shareholders and stakeholders.”