Financial Results of United Arab Bank for Q3 2025
United Arab Bank has announced its financial performance for the nine months ending September 30, 2025, reporting a net profit of AED 316 million. This marks a significant increase of 49% compared to AED 212 million during the same period last year. The total income rose by 28% year-on-year, amounting to AED 580 million.
The growth in net profit reflects a substantial increase in total assets, including loans, Islamic financing, and investment portfolios, paired with the bank’s disciplined risk management approach. Additionally, the bank has strengthened its equity and capital base through a successful rights issue, resulting in a 50% increase in issued and paid-up capital, now totaling AED 3.09 billion. The full subscription of the rights issue showcases the confidence of shareholders and investors in the bank’s future prospects.
Moody’s has attributed the ‘Baa2’ credit rating to the bank’s ongoing progress in executing its new strategy and enhancing credit quality metrics in asset quality, profitability, and financial stability. Both Fitch and Capital Intelligence reaffirmed their ratings on the bank, recognizing the improvements in its financial and credit profile, including a one-notch upgrade in viability and fundamental financial strength ratings, respectively.
Alongside the strengthened capital position and improved credit profile, these results confirm United Arab Bank’s strong momentum and strategic readiness for the next growth phase, following a remarkable 50-year journey of serving customers and the community.
Shirish B. Pidha, CEO of United Arab Bank, stated, “Our performance in the first nine months of 2025 reflects the diligent execution of our plans in alignment with our growth strategy and the effectiveness of our transformation agenda. The strong growth in profitability and total assets underscores the continued robust business momentum, coupled with prudent risk and expense management. We remain focused on achieving sustainable growth and long-term value for our customers, shareholders, partners, and community.”