The National Bank of Umm Al-Quwain has reported a net profit after tax of AED 580.75 million for the year 2025, marking a 15% increase from the AED 506 million earned in 2024.
Total revenues reached AED 1.2 billion in 2025, reflecting a growth of 12.6% compared to the previous year, while operational income amounted to AED 692.17 million for the same period. The cost-to-income ratio stood at 23.42%, demonstrating the bank’s operational efficiency and disciplined cost management.
As of December 31, total assets were valued at AED 22.88 billion, which is an increase of 28% from the same time in 2024.
The non-performing loans ratio improved by 371 basis points, decreasing to 0.31% as of December 31, 2025, down from 4.02% a year earlier. The bank maintained a high level of liquidity, with qualifying liquid assets making up 18.49% as of December 2025.
Furthermore, the net loans and advances to customers reached AED 9.06 billion, a growth of 16.5%, while customer deposits grew by 37.5%, totaling AED 15.7 billion. The bank announced preliminary approval from the Central Bank of the UAE to distribute cash dividends of 20% of the paid-up capital, equating to 20 fils per share.