MBME Group, a technology solutions and digital transformation company based in the UAE, has announced a strategic partnership with Komira Financial Holding, a subsidiary of Royal Group in Abu Dhabi. This collaboration aims to explore joint strategic opportunities in areas such as digital payments, financial services, and integrated commercial solutions within the UAE.
Through this partnership, merchants within the MBME network will gain access to Komira’s comprehensive product offerings, which include point-of-sale (POS) devices, SoftPOS services, payment gateways, QR code payments, and payment links, along with business financing solutions such as working capital solutions, invoice discounting, and cash advance financing for merchants.
The collaboration combines the established digital infrastructure and extensive reach of MBME Group with the financial services ecosystem of Komira Financial Holding. Both parties are focused on identifying collaboration areas that enhance customer access and usability of services, while remaining compliant with existing regulatory frameworks in the UAE. They will evaluate use cases aimed at businesses, consumers, and merchants, including digital wallet services, payment acceptance, and access to regulated financial services through the MBME network.
As part of this collaboration, Komira Pay, regulated by the Central Bank of the UAE and part of the Komira Financial Holding ecosystem, will explore the feasibility of providing digital gold investment services through a technical integration with MBME. This will allow users to buy and sell gold and hold it directly within the Komira Pay app, supported by secure infrastructure, instant pricing, and seamless liquidity.
Abdul Hadi Mohammed, Managing Director and CEO of MBME Group, stated, “Our collaboration with Komira Financial Holding allows us to explore new opportunities to enhance access to digital payments and empower merchants throughout the UAE.”
Akhtar Saeed Hashimi, Managing Director and CEO of Komira Financial Holding, remarked, “This partnership with MBME Group reflects our commitment to building responsible and regulated financial services that contribute to improving daily payment experiences.”
This collaboration illustrates the alignment between both organizations and the UAE’s vision for digital transformation and financial innovation, with all initiatives subjected to regulatory approvals and legal requirements.
The signing of this agreement comes at a time when digital payments among entities, businesses, and institutions in the UAE continue to grow since early 2026, driven by increasing demand for financial and technological solutions that expedite business processes and enhance transparency and cash flow management efficiency.
According to the latest data from the Central Bank of the UAE for January 2026, the value of interbank transfers rose to AED 864.57 billion, compared to AED 677.65 billion in January 2025, marking an annual growth of 27.6%.
Customer transfers increased to AED 125.19 billion from AED 118.48 billion in the same month last year, reflecting a 5.7% rise, thus elevating total transfers through the local system to about AED 989.76 billion, compared to AED 796.13 billion a year earlier, achieving an annual growth rate of 24.3%, showcasing the expanding reliance on digital payment channels and financial services in the UAE market.