Abu Dhabi Commercial Bank has reported a net profit after tax of 11.44 billion dirhams for the year 2025, reflecting a growth of 22% compared to the previous year. Pre-tax profits reached 12.84 billion dirhams, marking an increase of 21%. The bank’s board has recommended a dividend of 0.63 dirhams per share, totaling 4.9 billion dirhams.
Year-on-year, total assets rose by 19% to 774 billion dirhams, while net loans increased by 16% to 406 billion dirhams. Customer deposits saw a 19% rise, amounting to 500 billion dirhams.
In terms of fourth-quarter performance, pre-tax profits reached 3.73 billion dirhams, representing a 30% increase for Q4 2025. The net profit after tax for the quarter was recorded at 3.342 billion dirhams.
His Excellency Khaldoon Khalifa Al Mubarak, Chairman of the bank, stated: “The results of Abu Dhabi Commercial Bank for 2025 reflect our robust role in supporting the economic growth of the UAE and our commitment to a disciplined and sustainable expansion strategy. As we celebrate the bank’s 40th anniversary, we are aligning our strategy with the nation’s vision by financing vital sectors, investing in innovation, and promoting inclusive prosperity.”
He further added, “This direction is founded on a clear focus on creating long-term value, supported by quality investments in areas that enhance resilience, productivity, and competitiveness.”
Additionally, he highlighted that the UAE continues to lead in executing an ambitious vision for artificial intelligence, which serves as a key driver of productivity, efficiency, and competitiveness. This vision is based on widespread practical implementation.
Artificial intelligence agents are being integrated into daily decision-making processes within a comprehensive system of advanced infrastructure, regulatory frameworks, governance standards, and controls.
With the integration of artificial intelligence and advanced technologies, Abu Dhabi Commercial Bank is adopting and incorporating AI into its operations, thereby enhancing decision-making quality, managing challenges, and improving adaptability in a rapidly changing economy.
He concluded by noting that the international recognition came through an upgrade in the credit rating by Standard & Poor’s Global in 2025, confirming the bank’s efficient governance framework and its solid risk management approach. With the bank’s market value surpassing 100 billion dirhams, Abu Dhabi Commercial Bank continues to deliver significant value to its shareholders.