The National Bank of Fujairah has reported a record post-tax profit of 1.2 billion AED for the year 2025, an increase from 850.1 million AED in 2024. The pre-tax profit also rose to 1.3 billion AED, compared to 934.8 million AED the previous year, reflecting an annual growth rate of 41.7%.
Dividend Proposal
The board of directors has recommended a dividend distribution amounting to 42.8% of the post-tax profit in the form of cash payouts.
Financial Performance Insights
The bank indicated that enhancements in provisions and meticulous cost management have significantly contributed to this strong financial performance. These results highlight the bank’s persistent focus on selective, high-quality business growth and effective asset and liability management amidst ongoing global and regional uncertainties.
Market Challenges
The combination of a challenging geopolitical climate alongside fluctuating commodity and oil prices has tested growth prospects across the banking sector.
Leadership Statement
Sheikh Saleh bin Mohammed bin Hamad Al Sharqi, the chairman, expressed pride in the bank’s achievement of surpassing the billion AED mark in net profit for the first time in its 43-year history, noting a remarkable improvement in all performance metrics.
Strategic Resilience
These results specifically underscore the bank’s resilience, the effectiveness of its long-term sustainable growth strategies, and its ability to adapt to a constantly changing environment, emerging stronger than ever.
Recognition and Awards
Throughout 2025, the bank received several prestigious awards and recognitions in the sector, reinforcing its commitment to delivering exceptional financial services with a customer-centric approach. Dr. Rajaa Issa Al Gurg, vice-chairman, noted that the National Bank of Fujairah has achieved record results for the third consecutive year in 2025.
Business Strength
This accomplishment demonstrates the robustness of the bank’s core operations, strong capital adequacy, significant improvements in asset quality, a continuous emphasis on cost control, a well-diversified balance sheet, and the advancement of cutting-edge technological integration.