In 2025, Abu Dhabi Islamic Bank reported pre-tax profits of 8.1 billion dirhams, marking an 18% increase from the previous year. The post-tax net profits reached 7.1 billion dirhams, reflecting a growth of 16%.
Annual revenues rose by 16% to 12.3 billion dirhams, while total assets grew by 24% to 281 billion dirhams. Customer deposits saw a 25% increase, reaching 229 billion dirhams, and total client financing surged by 26% year-on-year to 186 billion dirhams. The board proposed a dividend distribution of 3.5 billion dirhams (97 fils per share, representing 50% of net profits), pending approval from the general assembly.
Jouan Awida Suhail Al-Khayali, Chairman of the Board, stated, “The year 2025 has marked a new milestone of exceptional achievements for the group, maintaining its momentum across key sectors, reaching record profitability levels, robust balance sheet growth, and achieving a remarkable return on equity of 29%.”
These results reflect high efficiency in the group’s management and continued growth in its customer base, alongside ongoing investments in innovative products, digital services, and artificial intelligence solutions, all bolstered by a resilient national economy.
Our commitment to generating sustainable profits and a prudent approach to risk management, coupled with maintaining a strong capital base, have contributed to providing stable returns for our shareholders, while also ensuring a solid financial position. Thanks to this strong performance, the group has proposed an increase in dividends by 495 million dirhams compared to the previous year, bringing the total dividends to 3.5 billion dirhams. The group also achieved record levels in both net profits and revenues, with pre-tax net profits rising to 8.1 billion dirhams, reflecting an 18% increase year-on-year. This performance was supported by a strong revenue growth of 16%, alongside a continued momentum in customer acquisition, with approximately 283,000 new customers joining the bank in 2025.