Al Ansari Financial Services has reported strong performance for the first nine months of 2025, with operating income rising to AED 966 million, reflecting a year-on-year growth of 13.7%. The company achieved AED 328 million in the third quarter, bolstered by robust performances across most business lines and the successful acquisition of the PFC Group.
Earnings before interest, taxes, depreciation, and amortization (EBITDA) increased by 8.8% year-on-year, reaching AED 423 million. The EBITDA margin was noted at 43.8%, with total revenues amounting to AED 991 million, a 12% increase compared to the previous year.
However, net profit after tax saw a decrease of 1.7% year-on-year to AED 303 million, primarily due to rising workforce costs, which include localization initiatives and operational expansion, in addition to increased financing costs following the merger with the PFC Group.
The group’s focus on digital transformation and strengthening its branch network has been crucial in supporting growth while maintaining cost discipline.
Rashed Ali Al Ansari, CEO of Al Ansari Financial Services, stated: “The first nine months of 2025 marked a transformative period for our group, showcasing the strength and resilience of our diversified operational model amid rising cost pressures, evolving market dynamics, and margin adjustments aimed at maintaining our market share.”
He emphasized that the 13.7% growth in operating income in the third quarter and the successful merger with the PFC Group demonstrate the company’s commitment to strategic expansion and operational excellence, reinforcing its regional presence and long-term value.
Despite the impact of increasing costs and depreciation fees on net profit, the growth in EBITDA and strong free cash flow highlight our capability to effectively navigate challenges,” he added.
Mohammad Bitar, Deputy CEO at Al Ansari Financial Services, remarked: “We have achieved exceptional operational performance throughout 2025, characterized by the successful merger with the PFC Group and the continued expansion of our branch network.”