Dubai Commercial Bank Reports Strong Financial Performance in Q2 2025
Dubai Commercial Bank has announced its financial results for the second quarter and first half of 2025, showcasing a remarkable achievement of 20 consecutive quarters of profit growth — a milestone unmatched by any other bank in the UAE during this period. The bank achieved a pre-tax net profit of 1.86 billion dirhams, reflecting a 16.7% increase compared to the first half of the previous year.
The bank’s net profit after tax reached 1.69 billion dirhams, also growing by 16.7% from 1.45 billion dirhams in the same period of 2024.
Operational income totaled 2.82 billion dirhams, driven by strong growth in loans, current account balances, and savings accounts, with total loans amounting to 105 billion dirhams, marking a 6.5% increase since December 31, 2024.
The strong growth of Dubai Commercial Bank was further underscored by its total assets surpassing 150 billion dirhams for the first time in its history, reflecting ongoing momentum and effective execution of its strategy. This performance has been attributed to active customer engagement, robust lending activity, and widespread economic expansion supported by public sector investments and population growth.
Dr. Bernd van Linder, CEO of Dubai Commercial Bank, stated, “Achieving 20 consecutive quarters of net profit growth, along with our assets exceeding 150 billion dirhams, represents significant milestones for Dubai Commercial Bank.” He added, “Our resilient performance over the past five years, despite global challenges such as the pandemic, interest rate fluctuations, and supply chain disruptions, demonstrates the strength of our strategy and our ongoing commitment to our customers. We are pleased with this recent performance, which is indicative of disciplined growth and our market leadership. We remain focused on achieving our strategic goals for 2025 and beyond.”
The bank’s digital transformation agenda continues to yield positive results. In the first half of 2025, it recorded the highest net promoter score among small and medium-sized enterprise customers in over three years, following improvements in customer integration and quality of service.
Moreover, the bank has received multiple industry awards for its leadership in innovation, including the best digital transformation initiatives, best mobile banking services, and best technical innovation in financial services, highlighting its commitment to a digital approach.
The bank has also supported several national initiatives, such as the “Any” payment system and the Xport Xponential export acceleration program managed by the UAE Federal Export Credit Company, underlining its dedication to the UAE’s vision for innovation and financial inclusion.
Today, in its sixth decade, Dubai Commercial Bank continues to deliver the sector’s best quarterly returns, with a return on equity of 22.6% and a cost-to-income ratio of 26.5%, showing an improvement in asset quality. With a strong capital base and a clear digital strategy, the bank is well-positioned to continue its growth trajectory and support the country’s ambitions.