The National Bank of Umm Al-Quwain reported a net profit of 581 million dirhams for the fiscal year ending December 31, 2025, marking a 15% increase compared to 2024. Financial reports indicate that the bank’s total assets grew to 22.9 billion dirhams by the end of December 2025, reflecting a 28% rise from 17.9 billion dirhams at the end of December 2024.
Moreover, loans and facilities increased by 17%, reaching 9.1 billion dirhams, while customer deposits surged by 38%, amounting to 15.7 billion dirhams during the same period, demonstrating growing confidence among clients. The total equity also experienced a 9% expansion, reaching 6.6 billion dirhams.
The capital adequacy ratio stood at 30.67% at the end of December, significantly exceeding the minimum threshold set by the Central Bank of the UAE in accordance with Basel III requirements.
Adnan Al Awadi, CEO of the National Bank of Umm Al-Quwain, stated that the achievements in 2025 reflect the robust foundation upon which the bank operates, highlighting its strong performance across various financial metrics. He emphasized that a proactive approach to risk management and adherence to high compliance standards have contributed to these results. Al Awadi also noted that the customer-centric strategy has proven effective, as evidenced by the growth in profits, assets, and deposits.