The financing provided by banks in the UAE to non-residents saw a remarkable increase of nearly 50% over the year, amounting to an additional 139 billion dirhams. This rise brought the cumulative total from 284.5 billion dirhams in June 2024 to 423.5 billion dirhams by mid-2025.
According to a report on banking indicators issued by the central bank, financial institutions held the largest share of non-resident bank financing, accounting for almost 28% of the total non-resident financing, with cumulative financing exceeding 117.5 billion dirhams as of June of the previous year.
The total cumulative financing for the transport and communication sector for non-residents increased by approximately 6 billion dirhams during this timeframe, reaching a total of over 56 billion dirhams.
Additionally, financing for industrial activities rose by around 10.2 billion dirhams in new funding, bringing the cumulative total for the industrial sector to more than 37 billion dirhams for non-residents.
Notably, financing allocated to the electricity, water, and gas sector for non-residents surged by around 16.4 billion dirhams, resulting in a cumulative total of 35.6 billion dirhams.
The trade sector, in all its forms, received approximately 7.3 billion dirhams in new funding over the year, leading to a cumulative total of more than 34.1 billion dirhams.
Financing for property purchases by non-residents also rose by around 7.3 billion dirhams, increasing from a cumulative total of 14.4 billion dirhams in June 2014 to 21.7 billion dirhams by mid-2025.
In contrast, the total cumulative debt from personal loans issued by banks to non-residents rose by around 1 billion dirhams, from 8.5 billion dirhams in June of the previous year to 9.5 billion dirhams as of June this year.
The distribution of personal loan financing varied by category, as the cumulative total for consumer financing provided to non-residents increased from a total of 4.5 billion dirhams at the end of June 2024 to 6.7 billion dirhams by June 2025. Meanwhile, the cumulative amount granted for business establishment dropped from 4 billion dirhams mid-last year to 2.8 billion dirhams by mid-2025.